New Construction & Spec (General Contractors)

Lot + spec construction financing for General Contractors and GC Builders.

Built for full-time GCs looking to increase volume. Submit a short profile and we’ll follow up with the project + document checklist.

Apply for builder funding See GC Fix & Flip

Build spec homes

Dedicated draw administrators

No junk fees

Loan fees funded from the loan

Builder deposit refunded at completion (per brochure)

Call to get started

(404) 587-6463

Weekdays 8am–5pm (EST)

This page is designed to qualify the right borrowers fast. If you’re not sure which program fits, use the homepage split.

Back to program picker →

Benefits

Build spec homes to grow sales
Personalized one-on-one service
Experienced construction loan processors to expedite closing
Draw processing with urgency

Builder requirements snapshot

3+ years minimum building experience
Must be a full-time builder
Built and sold 5+ residential homes
Acceptable personal and business credit

Process + draw checklist (high level)

Invoices from suppliers/subcontractors
Inspection / progress verification
Title search before first progress draw (per brochure)
Insurance: GL + Builder’s Risk (plus flood if applicable)

Full credit & loan application (PDF)

Use this after we connect, or if you are already prepared to submit company, experience, and project details. Your short form above is still the fastest way to get a call back.

Download PDF

Financial literacy resource

The Rule of 72

Watch this short video from Pierre Bowles on how the Rule of 72 helps explain the relationship between interest, time, and growth.

Open the video page

Builder application (quick profile)

We’ll review your experience and follow up with next steps and required documents.

70% max (AMV) includes 100% Cost to Build

You may qualify for a complimentary eBook titled Change Your Financial Literacy / Change Your Life. Ask for your complimentary eBook when we contact you.